Florida Resource Solutions LLC

Sincerity-First Terms of Service

This Terms of Service governs your access to and use of the website, educational materials, and services provided by Florida Resource Solutions LLC. Please read it carefully, as it reflects our “Sincerity-First” commitment to transparency, respect, and legal clarity.

By accessing or using this site, you agree to be bound by these Terms of Service. If you do not agree, you must discontinue use immediately.

Last updated: March 14, 2026

1. Acceptance of Terms

These Terms of Service (the “Terms”) are a legally binding agreement between you and Florida Resource Solutions LLC (“Florida Resource Solutions,” “we,” “us,” or “our”) concerning your access to and use of our website, digital properties, communication channels (including SMS), and educational content (collectively, the “Services”).

By accessing or using the Services, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms, and you agree to be bound by them as well as any additional terms referenced or incorporated herein.

2. “No-Advice” Educational Disclaimer

Florida Resource Solutions LLC is not a law firm, not a tax accounting firm, and not an investment advisory firm. All content, conversations, illustrations, examples, and strategy discussions provided through the Services are offered solely for educational and informational purposes and are rooted in a “Sincerity-First” commitment to clarity and candor.

Nothing in our communications, illustrations, or materials should be interpreted as: (a) legal advice; (b) tax advice; (c) investment, securities, or financial advisory services; or (d) a recommendation that you take or refrain from taking any specific legal, tax, or investment action.

You are strongly encouraged to consult independently with a licensed attorney, certified public accountant, and/or registered investment adviser in your jurisdiction before making decisions that have legal, tax, or financial consequences. Your use of our Services does not create any attorney–client, CPA–client, or investment-adviser–client relationship with Florida Resource Solutions LLC or with any individual associated with us.

3. State Licensing Disclosure

Certain conversations and services offered by Florida Resource Solutions LLC may relate to insurance, financial products, or other regulated offerings. Those activities are conducted by or through individuals who are duly authorized in specific jurisdictions.

Ismael Llera is authorized to conduct business only in the following U.S. states: Florida (FL), Texas (TX), Georgia (GA), North Carolina (NC), South Carolina (SC), Maryland (MD), Alabama (AL), Tennessee (TN), Virginia (VA), and Delaware (DE).

Nothing on this website is intended as a solicitation to engage in regulated activity in any jurisdiction where such activity would be unlawful or where the individual or entity lacks the required license or authorization. If you reside outside the states listed above, any references to specific products or strategies are provided for general educational insight only and may not be available or appropriate in your jurisdiction.

4. SMS, Email, and Electronic Communications

By submitting your contact information through our website or other channels, you agree that Florida Resource Solutions LLC may contact you using the information you provide, including via SMS/text message, email, phone calls (which may use automated technology), and other digital messaging tools, to deliver educational content, scheduling links, reminders, and information about products or services related to your expressed interests.

4.1 SMS Terms & Disclosures

When you opt in to receive SMS/text messages from Florida Resource Solutions LLC:

  • Message frequency varies based on your interactions, preferences, and ongoing conversations.
  • Messages may include educational content, appointment confirmations and reminders, follow-ups, and relevant product or service information.
  • Message and data rates may apply, depending on your mobile carrier and plan. You are responsible for any such charges.

Help & Support: For assistance regarding our SMS program, you may reply “HELP” to any message you receive from us or contact us through the communication channels listed on our website.

Opting Out: You may discontinue receiving SMS messages from us at any time by replying “STOP” to a message. After we receive your STOP request, we will send a confirmation message and cease sending further SMS communications, except where required by law or for confirmation of your opt-out.

Your consent to receive SMS messages is not a condition of purchasing any product or service. Please review our Privacy Policy for additional details on how your contact information and communication preferences are managed.

5. Intellectual Property & “Sincerity-First” Branding

All content on this website and within the Services—including but not limited to text, copywriting, educational modules, diagrams, custom illustrations, layout designs, graphics, icons, logos, and the overall look-and-feel of the “Sincerity-First” experience—is owned or lawfully controlled by Florida Resource Solutions LLC or its licensors and is protected by applicable intellectual property laws.

The custom illustrations and “Sincerity-First” branding—including the associated visual identity, phrases, and narrative structures—are the exclusive property of Florida Resource Solutions LLC. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any portion of the Services’ content without our prior written consent, except for your personal, non-commercial use as permitted by law.

Any unauthorized use of our intellectual property or branding may violate copyright, trademark, and other laws and is expressly prohibited under these Terms.

6. Limitation of Liability

The Services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Florida Resource Solutions LLC disclaims all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non‑infringement.

Educational illustrations, projections, or strategy discussions provided through the Services are hypothetical in nature and may not reflect actual or future performance of any product, carrier, or strategy. Outcomes depend on numerous factors outside our control, including but not limited to market conditions, carrier underwriting and approval, product terms, and your own financial and legal decisions.

External insurance carriers, financial institutions, and other third parties with whom you may ultimately transact are solely responsible for the terms, performance, and administration of their products and services. Florida Resource Solutions LLC does not control and is not responsible for carrier decisions, underwriting outcomes, product availability, or the performance of any external product or service.

To the maximum extent permitted by law, in no event will Florida Resource Solutions LLC, its owners, employees, contractors, or agents be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits or revenues, whether incurred directly or indirectly, arising out of or in connection with your use of (or inability to use) the Services or any decisions you make in reliance on the information provided.

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability will be limited to the greatest extent permitted by applicable law. In all cases, the total aggregate liability of Florida Resource Solutions LLC arising out of or relating to the Services will not exceed the amount, if any, that you paid directly to us for access to the specific Service giving rise to the claim.

7. Changes to These Terms & Contact

We may update or modify these Terms from time to time to reflect changes in our Services, applicable laws, or our business practices. When we do so, we will revise the “Last updated” date at the top of this page. Your continued use of the Services after any such changes become effective constitutes your acceptance of the updated Terms.

If you have questions about these Terms of Service or how they apply to your use of Florida Resource Solutions LLC’s website and educational content, please contact us using the information provided on our Contact page. We will respond with the same “Sincerity-First” standard that guides the rest of our work.